A short, decisive opening review. Inside your 30-day window we model your real after-tax comp, surface the leaks, and queue the first moves out of single-basket risk.
You earn $300K–$500K/year but you're not building wealth like you should. We show you the leaks and how to close them by Q4.
Modeled from a cohort of tech leaders earning $300K–$500K. Your real figures replace these the moment you take the quiz.
Every board meeting opens with the risks. Here are the three that quietly cap the net worth of high earners — read them and check which are sitting on your balance sheet right now.
You make more than your parents combined but you have less net worth to show for it. Your accountant says taxes are a 'problem' but doesn't solve it. You're trapped in high-income-low-wealth.
You've got stock options, RSUs, bonus structures—all complicated. You don't know if you're optimizing or just hoping. Your wealth strategy is 'hope the company does well and the stock goes up.'
You see other executives with real wealth (real estate, investments, diversification). You're stuck in FAANG equity. One career move and your net worth could tank.
No five-year overhaul yet — three resolutions that get the numbers honest and the first capital moving.
Most executives don't know their real net income after taxes. We model your total comp, the tax bill, and what's actually left. Then we find the leaks: taxes you could optimize, insurance you're overpaying for, investments you're neglecting.
Don't sell it. Just stop putting all your wealth eggs in your company basket. Real estate, public market index funds, private investments. A portfolio, not a lottery ticket.
Where do you want to be in 5 years? Net worth target? Then we reverse-engineer: invest X/month to hit that target. It's not aspirational. It's mechanistic.
Short and decisive. Before any large rotation, the picture gets honest — and the first moves are on the calendar.
Projected progress through the opening review — cohort median, plan-adherent.
Your true after-tax position is finally on one page — total comp modeled, the tax drag named, the leaks listed.
The first diversification moves are queued: a target allocation set, the single-basket risk quantified in dollars.
You understand your actual tax situation. You've modeled a diversification strategy. You know what 'intentional wealth building' looks like vs. 'hoping for the best.'
Not transformations — references. Three tech leaders who stopped hoping and started running the balance sheet.
“I had two decades of comp and one stock ticker to show for it. The brief made the single-basket risk a number, then gave me a schedule to fix it. No drama, just a plan.”
“My accountant kept calling taxes a “problem.” CENTUM modeled the actual sales windows and walked it through my CPA. First time my equity strategy wasn’t just hope.”
“It reads like a board deck and runs like one. Reverse-engineer the five-year target, invest the number every month. Mechanistic, not aspirational. That’s why it stuck.”
Pre-empted, the way a good appendix answers the board before it asks. Straight answers, no product pitch.
For some people. But if your company gets acquired, IPO's at a low valuation, or faces headwinds, you've got one thing in one basket. Diversification is insurance, not pessimism.
Yes. That's exactly why we need a tax strategy, not just selling randomly. Sell in the right years, the right amounts, at the right time. We work with your CPA.
Depends on your risk tolerance and timeline. We model the scenarios. Most executives benefit from real estate + public market + company equity. Private deals are the spice, not the meal.
Worry about getting it right. A mediocre, consistent wealth plan beats no plan. In 10 years you'll either be glad you started or wishing you had.
A 30-day opening review that turns “I think I’m fine” into a number you can act on. The quiz takes two minutes, asks the questions a good advisor would, and returns a brief mapped to your real comp — no card, no upsell mid-quiz, no product pitch.