The full mandate. Across your 90-day cycle we model your comp, cut the tax drag, and execute a real plan out of company equity — not a wish, a schedule.
You earn $300K–$500K/year but you're not building wealth like you should. We show you the leaks and how to close them by Q4.
Modeled from a cohort of tech leaders earning $300K–$500K. Your real figures replace these the moment you take the quiz.
Every board meeting opens with the risks. Here are the three that quietly cap the net worth of high earners — read them and check which are sitting on your balance sheet right now.
You make more than your parents combined but you have less net worth to show for it. Your accountant says taxes are a 'problem' but doesn't solve it. You're trapped in high-income-low-wealth.
You've got stock options, RSUs, bonus structures—all complicated. You don't know if you're optimizing or just hoping. Your wealth strategy is 'hope the company does well and the stock goes up.'
You see other executives with real wealth (real estate, investments, diversification). You're stuck in FAANG equity. One career move and your net worth could tank.
Three resolutions that move you from a single-basket lottery ticket to a deliberate, tax-aware portfolio.
Most executives don't know their real net income after taxes. We model your total comp, the tax bill, and what's actually left. Then we find the leaks: taxes you could optimize, insurance you're overpaying for, investments you're neglecting.
Don't sell it. Just stop putting all your wealth eggs in your company basket. Real estate, public market index funds, private investments. A portfolio, not a lottery ticket.
Where do you want to be in 5 years? Net worth target? Then we reverse-engineer: invest X/month to hit that target. It's not aspirational. It's mechanistic.
Long enough to stop modeling and start executing. Capital actually leaves the concentrated position on a schedule.
Projected attainment of your diversification target — cohort median, plan-adherent.
You understand your actual tax situation. You've modeled a diversification strategy. You know what 'intentional wealth building' looks like vs. 'hoping for the best.'
The plan is executing: capital rotating out of concentrated equity on a schedule, sale timing aligned with your CPA.
You've diversified $200K+ out of company equity. You've optimized tax withholding. Your net investable surplus is clear. You've started executing the wealth plan.
Not transformations — references. Three tech leaders who stopped hoping and started running the balance sheet.
“I had two decades of comp and one stock ticker to show for it. The brief made the single-basket risk a number, then gave me a schedule to fix it. No drama, just a plan.”
“My accountant kept calling taxes a “problem.” CENTUM modeled the actual sales windows and walked it through my CPA. First time my equity strategy wasn’t just hope.”
“It reads like a board deck and runs like one. Reverse-engineer the five-year target, invest the number every month. Mechanistic, not aspirational. That’s why it stuck.”
Pre-empted, the way a good appendix answers the board before it asks. Straight answers, no product pitch.
For some people. But if your company gets acquired, IPO's at a low valuation, or faces headwinds, you've got one thing in one basket. Diversification is insurance, not pessimism.
Yes. That's exactly why we need a tax strategy, not just selling randomly. Sell in the right years, the right amounts, at the right time. We work with your CPA.
Depends on your risk tolerance and timeline. We model the scenarios. Most executives benefit from real estate + public market + company equity. Private deals are the spice, not the meal.
Worry about getting it right. A mediocre, consistent wealth plan beats no plan. In 10 years you'll either be glad you started or wishing you had.
A 90-day mandate that replaces “hope the stock goes up” with a portfolio you actually control. The quiz takes two minutes, asks the questions a good advisor would, and returns a brief mapped to your real comp — no card, no upsell mid-quiz, no product pitch.